How Does The Repeal of the Individual Mandate Affect You?


Individual Mandate Repeal Recently, Congress passed sweeping tax legislation that impacts many facets of American life. One big facet includes the Affordable Care Act (ACA. Here’s how this latest legislation will affect your ability get medical care.
Has the ACA Been Repealed?
Contrary to statements made by notable figures, the Affordable Care Act has not been repealed. If you have insurance coverage through the ACA, you will enjoy coverage throughout the remainder of 2018, until the next enrollment period.
What Changed?
When Congress passed its tax reform legislation, it chose to do away with the ACA’s individual mandate, which required that all Americans maintain minimum health insurance coverage to avoid tax penalties. Without the mandate, some industry stakeholders fear that the ACA will become unsustainable. For now, however, the ACA continues to function normally, and there is no reason to worry about losing your insurance, as long as you meet the minimum requirements for coverage.
Getting Affordable Care
Now that ACA’s individual mandate has been eliminated, it is reasonable to assume that some Americans will decide to stop paying for insurance coverage. While this may help them save money on monthly premiums, it will also leave them exposed to high costs related to unexpected health problems.
Fortunately, PhysicianOne Urgent Care is able to provide the exact same level of care as costly emergency rooms without the astronomical and unnecessary costs. If you have insurance, this means lower deductibles and co-payments. If you don’t have insurance, it means significantly lower out-of-pocket expenses. For instance, while the average ER visit can cost a minimum of $750, the exact same treatment can cost less than $200 at an urgent care facility.
If you don’t have health insurance, please call PhysicianOne Urgent Care to learn about our affordable rates. While all payments are required at the time of service, we offer competitive rates compared to other urgent care providers. You should also familiarize yourself with the types of illnesses and injuries that fall within the capabilities of an urgent care facility, so you can create a plan of action that will save you from exorbitant ER costs.

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